Creamy White Chicken Chili
When the weather cools and comfort food cravings hit, few dishes satisfy quite like a creamy white chicken chili. Unlike its tomato-based cousin, this cozy classic delivers a rich, savory profile with tender chicken, white beans, mild spices, and the luxurious creaminess of cream cheese. Even better, it’s made in the crockpot, turning basic pantry staples into a slow-simmered meal that tastes like it took all day—without any of the hassle.
This dish isn’t just about ease, though—it’s also one of the most versatile weeknight meals. You can adapt it for different dietary needs or flavor preferences. Whether you’re feeding a busy family, meal-prepping for the week, or hosting casual guests, this chili is a consistent crowd-pleaser. Slow-cooking enhances flavor depth, while the creamy base delivers just enough indulgence to feel special.
What really elevates this healthy creamy white chicken chili is the strategic blend of spices and dairy. Cumin, oregano, and chili powder add just the right warmth without overpowering, while a mix of sour cream, cream cheese, and Monterey Jack creates a perfectly smooth, comforting texture. According to the Wikipedia article on chili con carne, white versions of chili have grown in popularity for those wanting a lighter, less acidic version of the traditional red chili.
You can find dozens of creative takes on this dish across sites like Pinterest’s comfort food soups, but the version we’re sharing today focuses on both simplicity and health-conscious comfort. Made with lean chicken breast, great northern beans, and a balance of light dairy ingredients, it’s satisfying without being too heavy. And because it reheats beautifully, it’s also a great choice for leftovers and lunches.
If you’re looking to build more easy, healthy recipes into your weekly rotation, this white chicken chili is a must-try. It also pairs perfectly with other crockpot favorites—see our guide on healthy crockpot dinner recipes for more inspiration. So grab your slow cooker, and let’s explore everything that makes this dish a standout in your comfort food lineup.

What is White Chicken Chili?
White chicken chili is a flavorful twist on the classic chili recipe, distinguished by its light color, milder spices, and creamy texture. Instead of tomato-based broth and ground beef, this dish uses boneless chicken, white beans, and a creamy base made with cream cheese, sour cream, and Monterey Jack cheese. The result is a hearty, comforting bowl that feels both familiar and refreshingly different.
Unlike traditional red chili, which is often spicy and acidic, white chili has a subtler flavor profile. It usually includes ingredients like green chiles, onion, garlic, and cumin—all adding depth without overwhelming heat. The use of white beans, such as great northern beans, is what helps give the chili its creamy texture and boosts the protein and fiber content.
This dish has grown in popularity across the U.S., especially among families looking for healthier comfort food alternatives. According to the Wikipedia entry on chili con carne, variations of chili—like white chili—have become mainstream adaptations tailored to different regional tastes and dietary needs. It’s no longer considered just a spin-off, but rather a mainstay in American home cooking.
One of the reasons for its rising popularity is its adaptability. You can easily make it spicy or mild, dairy-free, or even vegetarian by swapping in plant-based protein and extra vegetables. Browse through Pinterest’s healthy chili recipes, and you’ll see hundreds of takes—from keto-friendly to low-sodium versions.
Whether you’re drawn to its ease of preparation, lower acidity, or creamy consistency, white chicken chili offers the perfect balance of health and indulgence. It’s ideal for anyone looking to mix up their dinner routine with something that feels fresh but still delivers the cozy satisfaction of a traditional chili.
Why You’ll Love This Crockpot Version
There are countless ways to make white chicken chili, but using the crockpot transforms this dish into an effortless, deeply flavorful meal. The slow cooking process allows the chicken to become tender, the beans to soak up the spices, and the cream cheese to melt smoothly into the broth. It’s a true set-it-and-forget-it recipe that fits perfectly into any busy lifestyle.
First, the convenience of the slow cooker is unmatched. You simply layer your ingredients—chicken breast, white beans, onions, garlic, and spices—then let them cook gently over several hours. Toward the end, you stir in the cream cheese and other dairy components, creating a rich and velvety chili without needing constant supervision. The result is a hearty, one-pot meal with minimal prep and even less cleanup.
If you’re looking for a way to build more protein-rich, satisfying meals into your week, this version is a smart choice. The combination of lean chicken and great northern beans provides balanced nutrition while keeping the dish light. To boost the flavor, you can incorporate cumin, a spice with deep roots in traditional cooking—explore more about its uses on the Wikipedia page for cumin.
What sets this recipe apart is its texture and flavor. The blend of Monterey Jack cheese, cream cheese, and sour cream creates a smooth, slightly tangy base. It’s comfort food without being too heavy. For those who enjoy exploring cozy dishes, check out Pinterest’s comfort food soups collection for other slow-cooked favorites that pair beautifully with this chili.
Whether you’re meal prepping for the week or looking for an easy dish to serve guests, this crockpot white chicken chili with cream cheese is a dependable, delicious option. It reheats beautifully, can be customized in dozens of ways, and delivers a satisfying flavor that works for lunch, dinner, or game-day gatherings.
Ingredients Breakdown
To create a flavorful and creamy white chicken chili, each ingredient plays a crucial role in developing the dish’s depth, texture, and balance. Here’s a breakdown of what you’ll need and why it matters:
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1 tablespoon olive oil
Used for sautéing the onion and garlic to release their aromas before adding to the crockpot. Olive oil adds healthy fats and a subtle richness. -
1 medium onion, chopped
Provides a savory base. Onions become sweet and tender during slow cooking, enhancing the chili’s overall flavor. -
2 garlic cloves, minced
Adds sharp, aromatic notes that complement the mild spices and creamy elements. Garlic is essential for depth. -
1 pound boneless, skinless chicken breasts, diced
The lean protein base of the dish. Chicken absorbs the chili flavors as it simmers. You can also use shredded rotisserie chicken for convenience. -
1 (4 oz) can diced green chiles
Offers mild heat and a tangy flavor that balances the creaminess. They’re a signature ingredient in white chicken chili. -
1 teaspoon ground cumin
Adds earthy warmth and is a key spice in chili recipes. Learn more about its culinary uses on Wikipedia’s cumin page. -
1 teaspoon dried oregano
Gives herbal notes that pair well with the other spices and chicken. -
1/2 teaspoon chili powder
Enhances flavor without overpowering. This gives the dish a subtle kick and aroma. -
Salt and pepper to taste
Essential for seasoning. Adjust based on your broth and cheese’s salt levels. -
2 (15 oz) cans great northern beans, drained and rinsed
These creamy, mild beans add body and protein. They also help thicken the chili naturally. Learn more about them on Wikipedia. -
2 cups chicken broth
Acts as the cooking liquid. Use low-sodium broth to control salt levels. It infuses the chili with savory depth. -
1 (8 oz) package cream cheese, softened
The ingredient that gives this chili its signature creaminess. It melts into the broth, creating a silky texture. -
1/2 cup sour cream
Adds tang and smoothness, balancing the spices and thickening the chili. -
1 cup shredded Monterey Jack cheese
A mild, melty cheese that complements the cream cheese and adds a gooey finish. -
Optional toppings: fresh cilantro, avocado slices, jalapeños, lime wedges, or tortilla strips add brightness and texture.
These ingredients work together to create a balanced, hearty dish that’s comforting yet light enough for everyday meals. For more inspiration and ingredient substitutions, check out Pinterest’s healthy chili recipes.
Step-by-Step Crockpot Instructions
Creating this white chicken chili in the crockpot is straightforward, and the results are consistently delicious. Follow these steps for best results:
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Sauté aromatics:
In a small pan, heat the olive oil over medium heat. Add the chopped onion and cook until softened, about 5 minutes. Stir in the garlic and cook for another 30 seconds. -
Layer ingredients in crockpot:
Add the diced chicken to the bottom of your crockpot. Top with the cooked onions and garlic, green chiles, cumin, oregano, chili powder, salt, and pepper. -
Add beans and broth:
Pour in the great northern beans and chicken broth. Stir to combine. -
Cook:
Cover and cook on low for 6–7 hours or high for 3–4 hours, until the chicken is fully cooked and tender. -
Shred chicken (optional):
You can leave the chicken in chunks or shred it with two forks directly in the crockpot for a more uniform texture. -
Add creaminess:
About 30 minutes before serving, add the softened cream cheese. Stir until melted and smooth. Then add the sour cream and Monterey Jack cheese, mixing well until fully incorporated. -
Simmer and serve:
Let the chili continue to warm for another 15–30 minutes on low to allow flavors to meld. Serve hot with your favorite toppings.
If you’re short on time and prefer stovetop cooking, check out our quick stovetop variation in the next section.
Stovetop Variation (Optional Method)
If you don’t have time for a slow cook or forgot to start your crockpot in the morning, this chili can also be made on the stovetop in under an hour.
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In a large pot, sauté onion and garlic in olive oil.
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Add diced chicken and cook until no longer pink.
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Stir in spices, green chiles, beans, and chicken broth.
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Bring to a boil, reduce heat, and simmer for 20 minutes.
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Add cream cheese, sour cream, and Monterey Jack cheese.
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Stir until smooth and heated through.
This version retains all the flavor but gets dinner on the table faster—perfect for a spontaneous weeknight meal. For more quick recipe ideas, browse Pinterest’s crockpot dinner collection.
Make It Healthier: Substitutions and Tips
One of the best things about white chicken chili is how easily it can be adjusted to suit different health goals. Here are some ways to make it lighter without sacrificing flavor:
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Swap sour cream for Greek yogurt:
This adds probiotics and cuts down on saturated fat while maintaining the same creamy texture. -
Use reduced-fat cream cheese:
Light cream cheese still gives great flavor and smoothness with fewer calories. -
Add extra vegetables:
Toss in spinach, corn, zucchini, or bell peppers to increase fiber and nutrients. -
Use chicken thighs instead of breasts:
While slightly higher in fat, thighs are more flavorful and can stay juicier during long cooking. -
Reduce cheese or skip it entirely:
The cream cheese and sour cream alone provide plenty of richness. For dairy-free versions, try cashew cream. -
Control sodium levels:
Use low-sodium broth and no-salt-added beans. Taste before adding extra salt.
For more healthy dinner ideas that don’t compromise on comfort, explore our full guide to healthy creamy white chili meals.
How to Thicken White Chicken Chili
Achieving the perfect texture in your chili is easy with these techniques:
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Mash some beans:
Before adding cream cheese, use a potato masher to mash some of the beans directly in the crockpot. This naturally thickens the base. -
Simmer uncovered:
If your chili is too thin after adding dairy, remove the lid and simmer on low for 20–30 minutes. -
Add a cornstarch slurry:
Mix 1 tablespoon cornstarch with 1–2 tablespoons cold water. Stir into the chili and cook on high for 10 minutes.
These options ensure a rich, spoonable chili that’s never watery.
How to Store, Freeze & Reheat
White chicken chili is an excellent make-ahead dish. Here’s how to keep it tasting fresh:
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Refrigerator:
Store in an airtight container for 3–4 days. The flavors actually improve overnight. -
Freezer:
Let the chili cool completely. Transfer to freezer-safe containers and freeze for up to 3 months. Thaw overnight in the fridge before reheating. -
Reheating tips:
Reheat slowly on the stove or in the microwave at 50% power to prevent dairy from separating. Stir frequently for an even texture.
Make a double batch and freeze half for a quick, satisfying meal later in the month.
Serving Suggestions & Pairings
Elevate your creamy white chicken chili with these serving ideas and pairings:
Toppings:
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Fresh cilantro
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Sliced avocado
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Crumbled tortilla chips
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Shredded cheese
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Pickled jalapeños
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Lime wedges
Sides:
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Buttery cornbread
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Garlic bread
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Green salad with citrus vinaigrette
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Rice or quinoa for extra heartiness
Drinks:
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Light beer or lager
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Sparkling water with lime
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Chilled white wine like Sauvignon Blanc
Get inspired by more pairing ideas on Pinterest’s comfort food boards.
Flavor Variations to Try
Customize your white chicken chili to suit different taste preferences:
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Spicy version:
Add diced jalapeños, chipotle peppers in adobo, or your favorite hot sauce. -
Tex-Mex twist:
Mix in corn, black beans, or diced tomatoes. Serve with a side of Spanish rice. -
Extra creamy:
Stir in a splash of heavy cream or more cheese for a richer finish. -
Vegetarian version:
Skip the chicken and add more beans, corn, and veggies. Use vegetable broth and dairy-free cream cheese for a plant-based version. -
Smoky chili:
Use smoked paprika or smoked chicken to deepen the flavor profile.
Each variation makes this dish feel brand new—perfect for rotating through the seasons.
Nutritional Benefits & Info (Is It Healthy?)
Despite its creamy base, this chili can be a nutritionally balanced meal. Here’s why:
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High in protein:
Chicken and beans provide a strong protein source, keeping you full longer. -
Rich in fiber:
White beans add fiber, which supports digestion and satiety. -
Low in carbs (with adjustments):
Omit the beans and use cauliflower rice for a keto-friendly version. -
Healthy fats:
Olive oil and moderate amounts of cheese contribute to satiety without overdoing it. -
Adaptable for various diets:
Make it dairy-free, gluten-free, or low-sodium with simple substitutions.
Explore more about the nutritional value of beans in this Wikipedia article, which breaks down the benefits of great northern beans and similar legumes.

(FAQs)
Can you freeze white chicken chili with cream cheese?
Yes, but it’s important to let it cool completely before freezing. Dairy can sometimes separate during thawing, so reheat slowly and stir often to restore the creamy texture.
Can I use rotisserie chicken instead of raw?
Absolutely. Add shredded rotisserie chicken in the last hour of cooking or during the creamy stage to avoid overcooking.
What beans work best for white chicken chili?
Great northern beans are ideal due to their creamy texture, but you can also use cannellini or navy beans.
Can I make this dairy-free?
Yes. Use dairy-free cream cheese, coconut milk, or cashew cream in place of the dairy ingredients. Be sure to adjust spices to maintain flavor balance.
Is white chicken chili spicy?
Typically, it’s mild. For more heat, add jalapeños or hot sauce. For less heat, omit chili powder and use mild green chiles.
How do you make white chicken chili thicker?
Mash beans, simmer uncovered, or stir in a cornstarch slurry. These techniques create a thick, stew-like consistency.






